Rates may change at any time.Īppraisal report, credit report and flood certification fees will be required and will be ordered by PeoplesBank. The applicable term of 30 years or 15 years and customary fees for a typical loan were used to calculate Annual Percentage Rates and payments. The total actual payment obligation will be higher. The payments disclosed do not include amounts for taxes and insurance premiums.

*The Annual Percentage Rates and monthly payments disclosed above are based on a purchase price of $125,000 with a 20% down payment ($25,000) and a $100,000 loan. Risk Based Pricing applies and there may be adjustments to your rate related to loan amount, loan-to-value, credit score and other variables. Call us for rates on scores 739 and below. Rates are for credit scores 740 and above. Rates may change at any time without notice. Mortgage RatesĪll Rates Effective December 1, 2023– Contact us for additional rate, point and term options. Rates and annual percentage yields (APYs) on variable rate accounts may change after account opening.įees assessed to accounts may reduce the earnings indicated.Įarly withdrawal penalties may apply to all Certificates of Deposit & Individual Retirement Account products. Interest will not be compounded if mailed or transferred to another account. Must have a balance greater than $5,000 for interest to be paid by check for CD & IRA. Must be 50 or older $300 required to avoid service chargeĪll CDs and IRAs, unless otherwise noted, must maintain their opening balance to obtain the stated interest rate and APY.Īll interest is compounded and credited monthly with the exception of Statement Savings which is compounded and credited quarterly and Seasons Club which is credited annually.

$5 balance required to earn interest Interest credited annually $100 required to avoid service charge $25 required to earn interest Personal Select Money Market Savings Account Special Products and Special RatesĪllows one rate bump-up and one withdrawal up to 25% of balance.Īllows one deposit of at least $100 and one rate bump-upĭeposits of =>$50 allowed. Mortgage Rates Consumer Loan Rates Deposit Product RatesĪll Rates Effective Decem– Rates may change at any time without notice. Check out our current rates for deposit products, mortgages, and loans.

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